Sunday, April 24, 2011

Dog Health Insurance

 Is it fair to pet insurance for your dog? Consider this scenario - This is the worst nightmare of a dog owner: Your beloved dog is in pain and you're facing a painful choice to cope with huge veterinary bills you can not put your dog or sleep.

Fortunately, dog owners are learning more than reasonably priced insurance for pets is readily available in the United States. This is especially good news since both treatments that were once confined only to man are now readily available to pets.

It is now possible, for example, for veterinarians to do the hip surgery, kidney transplants or surgery for cancer. According to Alejandra Soto, spokesperson for the non-profit Institute for Information Assurance in New York, "dogs are three times more likely than people contract cancer and 45 percent of dogs die."

These advances in veterinary medicine means that animals can live longer, more fulfilling life.

But they can be expensive and dog owners must be prepared for the expense.

Few dog owners have pet insurance 

Despite this, not everyone is aware of or taking advantage of insurance for pets with less than 1 percent of pet owners of America have entered their dog, cat, bird, rabbit, reptile or other exotic animals. Often, pet owners may not be aware of the cost amounts associated with veterinary care until their pet is suffering from a sudden illness or sustains an injury.

As human insurers Medicare rights, insurance companies pet charge premiums and there are franchises of the various plans proposed policy. Pet insurance policies offer different levels of coverage depending on how much you pay. Routine veterinary check-up can not be covered by the basic plan, but offered as an endorsement. It could also be exclusions for older animals, the pre-existing conditions and problems of race can be excluded. Be sure to examine each insurance pet closely to ensure that you understand what you buy and call the insurance company for pets with questions.

Key issues to consider Pet Insurance 


  • The age of your pet. Pet insurance premium costs increase as pets growing up and enter the years when they are more likely to suffer serious illness or injury. 



  • Pet insurance levels of coverage. Pet health insurers offer basic policies and upgrades. 



  • What is covered in an insurance policy for pets. basic policies of insurance for pets usually cover the handling of accidents, injuries and diseases. In addition, some policies may cover vaccinations and routine care coverage. Some entries may include spaying and neutering and dental care and other routine care.

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